Money Moves

Bad Money Managing Habits To Break In The New Year And How

As the new year approaches, most of us will be buying gym memberships and perfecting meal plans in order to ensure that this time around, our resolutions will stick. And although we agree that taking control of our health is commendable, we’d like to play devil’s advocate and argue that our financial health is just as important. Why not resolve to overhaul your financial situation, instead of your body, in the new year?

As young adults, it’s easy to slip into an anxious mindset regarding ourselves, where do we even start? With student loans tying up our bank accounts and the cost of living at an all-time high, it can seem pointless to try and break our money-managing bad habits. Luckily, it’s not pointless. Taking control of your finances may be tough, but like any difficult task, it’s completely worth it. The best way to start? Break your bad habits! Check out our list of bad money managing habits that have got to go in 2019.

1. Spending Without a Budget

Marking up a budget and sticking to it may seem like more pain than it’s worth, but the amount of help it can make in the long run can’t be overstated. The best part about budgeting is that sometimes you can afford the purchases you’d otherwise classify as a “guilty pleasure”. When you budget correctly, purchases you would otherwise classify as indulgences are no longer cause for guilt–just pleasure.

How to fix it: Use a fun app like Mint to set goals and track your spending automatically. Remember to establish realistic goals when writing a budget that you’re confident you’ll stick to throughout 2019. That means budgeting things that are “unnecessary”, like concerts, movies, and makeup. In the end, you’ll be spending that money anyway, so it’s good to be upfront about it so you can plan accordingly!

2. Racking Up Debt

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Birthday Boating ????

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Credit cards should be used for those really big purchases that you can sensibly pay off over months’ time. It shouldn’t be used for day-to-day expenses like groceries or gas. That’s a surefire way to get you too comfortable with using your credit card and “putting off” full payments once you see how much debt you’ve racked up.

How to fix it: If you’re addicted to plastic, try leaving your cards at home completely. Instead, withdraw your weekly budget in cash and put it in an envelope. Only spend from that envelope throughout the week. Sometimes you need to take extreme measures to create healthy habits.

3. Paying the Minimum on Your Credit Card Balance

It can be tempting to see the measly $20 minimum payment on your credit card bill and opt to pay that back instead of the hundreds of other dollars that you actually owe. But don’t be fooled by this number–it’s a trap by credit card companies to get you paying interest for a longer time on the balance you owe them. Each month, pay your statement balance in full in order to avoid paying the interest amount on whatever you owe the credit card company.

How to fix it: The best way to stick to paying off your balance in full each month is to be more selective about what you use your credit card on. After all, It’s easier to pay off a $50 balance than a $500 one. In the end, you’ll end up saving money–we promise.

4. Spending More Money Than You Make

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This may seem like a no-brainer, but it’s actually one of the harder habits to break. As young adults, we’re at the point in our lives where our income varies wildly year to year. At this time in our lives, it’s not unusual to get a promotion every year that increases our income by thousands of dollars. However, this can be a slippery slope. The more you make, the more comfortable you become developing “big spender” habits. And why not? You’re invincible! Not so. Even if you’re making thousands more dollars than you did last year, it’s still important to track your income and expenses and make sure you’re at least breaking even every month.

How to fix it: To establish this habit, download your bank’s app on your phone and check your account balance every day to keep yourself accountable.

5. Not Having an Emergency Fund

It’s easy to neglect emergency savings when everything is going right. But we’ve all been in a situation where our car breaks down or our laptop dies, or we have to face a high-health insurance deductible from something as simple as slipping on ice. It’s times like these that can make or break a person financially. Commit to putting away 15% of your income into a “Rainy Day” fund.

How to fix it: If the idea of taking money out of your paycheck pains you, ask your bank if you can set up a direct deposit from your paycheck into your emergency savings. You won’t even know the money is missing.

6. Going Out to Eat Too Much

Millennials are the generation most guilty of this. As has been reported, we’re the generation that loves to eat out  According to one study, the average millennial eats out five times a week, much more often than their Babyboomer and Gen-X counterparts. Although appetizers here and a cocktail there seems innocent* enough when you’re hanging with friends, it all adds up. $50 once a week at a restaurant adds up to $2700 in the course of the year.

How to fix it: Commit to eating out less at restaurants and spending less when you do. This doesn’t mean you have to run down every dinner invite that comes your way, but at least think twice about stopping off at Chipotle when you’re running errands on Sunday. And when you do go out with friends, skip the appetizer and limit yourself to one drink or no drink at all! There are so many incredible and fun ways to meal prep now, that there’s no excuse for this one.

7. Paying Bills Late

Taking a little longer to pay a bill may not seem like a big deal in the moment, but continuing to do it can have a negative effect on your finances. Late vs. on-time payments of your bill’s accounts for 35% of your FICO credit score. If you fail to pay a bill more than 30 days after its due date, you risk taking a negative hit on your credit report. And as you know, your credit score is connected to every financial move you’ll make in your life. So having a good credit score is important!

How to fix it: Set reminders on your phone calendar for upcoming bill due dates. Make sure the reminders warn you at least a week in advance when a pricey bill is due–that way you won’t feel the monthly whiplash of seeing $300 or more leave your bank account to the bill collector.

8. Buying Things You Don’t Need

With internet shopping, it’s easy to see a deal that you feel you can’t pass up and click away your dollars. But the convenience of the internet can be dangerous. How many of us have ordered a package off of Amazon to almost forget about it when it arrives at our front door? In the new year, pledge to be more mindful of the purchases you make.

How to fix it: A good rule of thumb to determine whether a purchase will be worth it, coincides with how often you think about a potential purchase during your day. If you notice that you think about it once a day or more, the purchase will probably be worth it. Another trick is to create a Wishlist on Amazon or another online store of all the items you’re dreaming of. Revisit the list in a month. If any of them still tickle your fancy and are in your budget range, go ahead and purchase.

9. Not Giving Back

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Children as young as 7 years old are able to detect racial and ethnic discrimination aimed at them, according to a recent study.
But children who are raised with a strong sense of their ethnic-racial identity are more resilient to the psychological harm that such discrimination inflicts, the study also found.
“These findings highlight the importance of reducing discrimination and its pernicious effects, as well as promoting a positive sense of ethnic-racial identity and belonging to partially buffer children in the interim,” said Tuppett Yates, one of the study’s authors and a developmental psychologist at the University of California, Riverside, in a released statement.An abstract of the study can be found at the Cultural Diversity & Ethnic Minority Psychology website, but the full study is behind a paywall.  #therapyforlatinx #therapy #discrimination #latinx #poc

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As any flight attendant will tell you, it’s best to “secure your own oxygen mask” before reaching out to help others. So, although we don’t recommend giving to charity if you’re drowning in debt and can’t even manage to pay your rent, if you do have some disposable income, it wouldn’t hurt to give back. In fact, studies show that those who donate to charities are happier.

How to fix it: Make a list of causes that are close to your heart or that you’d like to get more involved in. Then, do some research. Find charities that support the same causes you love. But before you give, make sure charities are legitimate and the funds you’re giving go where they’re promised. Use a site like Charity Navigator to vet foundations. After that, happy giving!

Read: 9 Ways To Winter-Proof Your Curly Hair And Make Sure It Retains Moisture

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21 Small Things You Can Start Doing Today To Better Yourself

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21 Small Things You Can Start Doing Today To Better Yourself

It’s a new year and, for a lot of us, that means resolutions to lose weight, save money or finally embrace the single life. But I’m not a New Year’s resolutions person primarily because I have learned that, time and again, they simply don’t work for most people. What does work, however, is making small changes that dramatically improve your life over time.

When I started making small changes myself (like going to bed earlier and eating more veggies), I discovered a great resource on reddit. Sure, you might have some bigger goals that you are going after in 2019 but there are also a ton of small things that you can do right now — as in TODAY! — to be a better you. If you’re hoping that 2019 will be your best year yet (and who isn’t?), here are 21 small things that you can start doing right away to become your best self in no time.

1. Make a budget and stick to it.


As someone who has over $150,000 in debt, you might think that I am terrible at my finances but the truth is that I have spent the better part of the past couple of years trying to figure it out. The #1 lesson I’ve learned (and something which has especially helped me over the holidays) is to make a budget and stick to it. I prefer the YNAB app but there are tons out there that you can try. If you want to jumpstart your 2019, then this is definitely the first thing you should do.

2. Write down the stuff you’ve been putting off and schedule yourself time specifically to get them done.


We all have that stuff on our list but having in only in your mind causes extra anxiety. Take some time to write down everything you need to get done on a sheet of paper then, little by little, start doing it. Having it written down and out of your head will definitely help with actually doing it instead of just stressing about it.

3. Forgive your past self and learn from your previous mistakes.


This one is going to take time but it’s something that you can slowly work towards in 2019. We are constantly beating ourselves up for one thing or another but there’s a lot you can do to let go. If there’s something particularly deep or painful that you are dealing with, then I suggest getting a therapist or subscribing to one of the many talk therapy apps out there.

4. Call your loved ones, especially the ones who have loved you even through your shit times.


It’s nice to have people to depend on and it is especially nice to have those people through the good times and the bad. However, if you only reach out to your friends and family when you are dealing with something tough, they will begin to feel used. Instead, make an effort to keep in touch at any time of time… and don’t forget to ask them how they’re doing as well.

5. Take deep, controlled breaths.


There are several different breathing exercises you can do but a favorite of mine is to breathe in for four seconds, hold your breath for eight seconds, then breathe out for seven seconds. If you are having a major anxiety episode or just feeling stressed out, this can be a great thing to do at the moment.

6. Allocate time more directly to the maintenance of body and home.


Your body is your temple and your home is where you keep it, so it would make sense that you should treat them well. This means improving your diet (eating more veggies!) and scheduling the time to improve your home (new paint, getting those curtains you’ve been meaning to buy, etc).

7. Give someone else a compliment at least once a day.


This is something that can improve your life as well as the lives of others. If you strive to give someone else a compliment at least once a day, you’ll feel better and so will they. It doesn’t even have to be anything major since you can start with something small like “nice shoes” or “I like your hair.”

8. Do your dishes before you go to bed.


This one is small and kind of silly but trust me when I say it can really help. I’ve been making sure to do my dishes (or have my husband do them) every night before we go to bed and it has seriously helped with stress in the mornings. That is one less thing that I have to do when I wake up and having a clean kitchen is always nice.

9. Get at least 30 minutes of exercise a day.


This is a piece of advice you have probably heard over and over again but there’s a reason for that: It truly helps! You don’t have to make a huge point of doing something big but even taking a walk or doing some at-home yoga can count as your daily exercise.

10. Set a sleep schedule and try to stick with it.


This is by far the best thing I have done for myself in the past year or so. After reading the book Why We Sleep, I completely revolutionized my sleep schedule and now go to bed fairly early (though that’s not necessary) and make sure to get at least 7-9 hours of sleep per night (which is the most important thing). Seriously, this is a MUST for all humans since lack of sleep causes so many physical and mental problems.

11. Make more time to hang out with friends and be there for them.


Just as your friends are there for you, you should be there for them. Spending a bit more time with them this year will definitely bring some added happiness to your life. It doesn’t have to be a ton of time if you don’t have it to spare but trust me when I say that more time with friends will help you be a healthier, stronger person overall.

12. Read a book for at least 10 minutes a day.


This is something that can help you a lot since there is always some new book to read and something new to discover. I know that many of us set reading goals every year and this small change will help to make that reading goal a reality. After all, 10 minutes a day is quick.

13. Take care of your mental health.


A key way that you can improve your life is to devote as much time to your mental health as you do to your physical health (see above). You can seek out a therapist (I highly recommend this) or engage in apps that can help. You can meditate (see below) and figure out what you need in your own self-care routine in order to help your mind… Whatever it is, figure out how to improve your mental state and DO IT.

14. Start putting $20 away from each paycheck into a savings account.


Guess how much you will not miss a simple $20 from your paycheck every other week? You won’t. It is truly a small amount that can end up adding up in the end. Just think: If you do this, assuming you get paid every other week, you will have $520 in your savings account at the end of the year.

15. Take a break from screens every so often.


I know it’s funny to read this as you are staring at a screen right now but this is truly something that can help. Not only can it improve your mental health (see above) but it can also help with some of your smaller goals, like more reading (also above) or having the time to meditate (see below).

16. Drink more water.


This one’s simple. Drink more water, period. I highly recommend getting a gallon-sized water bottle that you can refill in order to track that you are drinking a good amount every day. I got one a couple of months ago and I am definitely feeling MUCH better about my water consumption these days.

17. Start meditating.


Meditation is something that I have been meaning to try for ages and it’s always difficult for me to keep up… but I also know how much it helps. Not only does it help others with their focus needs but also with their mental health. As someone who has anxiety, meditation has helped tremendously. The best part is that you can easily do it for free or try one of the various meditation apps out there, all of which have content that is free (though most also have memberships to access premium content).

18. Spend 5 minutes tidying up in the room you are in.


This is yet another thing that can really help you and add up in the long run. If you have a messy home, then you will especially benefit from this one. All you need to do is spend five minutes a day cleaning up after yourself. That could mean vacuuming that room (we both know it won’t take you more than 5 minutes) or picking up everything off the floors or wiping down the surfaces.

19. Start your day with some stretching exercises.


Stretching is a great exercise to get your blood pumping in the morning. You only truly need a few minutes a day in order to do this but it’s something that will get you more energized. You can incorporate this into your regular exercise routine, too.

20. Brush your teeth twice a day.


I often forget to brush my teeth at night, sadly, but dental hygiene is VERY important. Flossing is an important part of it, too, but especially brushing morning and night can help in the long run.

21. Put moisturizer with some SPF on your face.


I live in Florida and yet always forget to put on moisturizer. Well, sadly, it’s beginning to show. A friend recently commented that my skin is looking dry and I realized that this is the cause. You should especially do this in the winter if you live in dryer climates but don’t forget the SPF. That will help with the overall look of your skin… And, let’s face it, it’ll help you look less old in the long run.

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21 Ways To Do A Social Media Detox This Year

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21 Ways To Do A Social Media Detox This Year

Many years ago, I went through a phase where I was exhausted all of the time and overwhelmed by things that I didn’t even realize were overwhelming me. When I spoke about this feeling with my doctor and my therapist, both of them questioned how much time I was spending on social media and how it was affecting my mental, emotional and physical health. And that’s when I realized: I needed to do a social media detox.

Ever since then, I have mastered the art of doing a social media cleanse or break every year just in time for the new year. The main thing I like to do is clear out my followers and the people I am following. I make sure to take stock which social media apps are still useful to me and let go of the ones that are causing me more harm than good. In the end, I’ve learned 21 tips for doing a social media detox that have helped me to let go of the harmful relationships I have and to focus more on being present in the moment… Without totally giving up social media for good.

1. Go through your phone and delete any apps you haven’t used in the past 6 months.


I know many people who are what I call app hoarders. They download any and every app they think they might someday use and hang on to them for dear life. But you know what that really creates? Clutter! And, even worse, sometimes it creates various social media accounts that you never plan to use since so many apps have their own communities. But if you have an app and haven’t used it in a while, why are you keeping it on your phone? So the first step to a social media detox is to go through your phone and delete anything you don’t use. Be realistic with yourself, not aspirational. After all, you can always re-download something if you find that in three months you actually DO want to or need to use it. But you know what? In all of my years of doing this, I’ve only had to re-download an app two or three times.

2. Before deleting apps, make sure you delete your accounts on them, too.


This one is crucial because, often, we delete apps but don’t go and delete those accounts. This can create a certain amount of chaos because, for instance, I am still getting emails from my old FitBit account even though I haven’t had the device or the app in over two years. So as you are clearing your phone of all the stuff you don’t use, be sure that you delete your accounts BEFORE deleting the app… Otherwise, you will be stuck in the super awkward position of having to re-download the app just to delete it again. Or, worse, finding a customer service person to delete your account for you. What a hassle!

3. Pick your 2-3 favorite social media apps.


When going into a social media detox of cleanse, you will want to do a big thing first: Think about the apps that you truly love. What are the ones that bring you joy? Where is it that you see most of your friends and loved ones? Which apps make you smile on a regular basis? I would bet that you can’t use those descriptors for 100% of your social media apps, so this is the perfect time to let go of some of those. For me, Instagram is my favorite, followed closely by Facebook and then Twitter. Although I still maintain a Pinterest account (mostly to track recipes I want to cook), I don’t focus on it and I don’t have the app on my phone. And when it comes to new social media that springs up? Sure, I will try it but it’s crucial not to sign up for too much — so if something new comes out in four months that I just LOVE, then that means I have to delete one of the other ones that I use in order to keep to the 2-3 rule. 

4. Pick 1 app per day and take a few hours to go through who you follow.


Here’s how you detox: After you have gone through and figured out which apps are actually worthwhile to you and deleted the rest, you need to go through everyone that you follow on those apps. One thing that I have found is that I will often follow people and then forget how I know them or why I care about them. What purpose are they serving in my life? Am I actually enjoying their accounts or are they simply adding clutter to everything else? Evaluate everyone you follow in these terms. And speaking of…

5. As you go through the people you follow, check out their profiles.


Going through the profiles of the people you follow is crucial because it helps to remind you not only why you may have followed this person in the first place but also allows you to see if their profile has changed since you first followed them… And whether that change is something that you care to continue looking at on a daily basis. Maybe it’s not and that’s okay. Be real with yourself, your likes and dislikes, your interests and who you truly care about. Especially because…

6. If looking at someone’s profile makes you feel ANYTHING bad, evaluate why.


Here’s where the word “detox” really comes in handy in your social media quest for the new year. When you are going through all of the people you follow on social media and reviewing their profiles again, are there any people that make you feel not-so-great? Are there any people that you know you are mostly following because you are jealous of their life? Is there anyone that you’re following that make you feel as if your life isn’t enough? Is there anyone that you follow who you do so out of obligation or because you love to hate-follow them? Think about all of these issues, and then…

7. Then, act accordingly: Delete, unfollow or silence them.


Seriously. This might be one of my best pieces of advice but you DO NOT need that kind of negativity staring at you every single day from your phone (or wherever else you access social media). Sure, you might secretly like to feel a bit bad about yourself because someone else has a better life than you but, ultimately, you aren’t doing yourself any favors here. It’s nice to get an extra kick in the butt for motivation when you follow a friend who seems to be a couple steps ahead of you. But, in general, we follow a lot of people on social media who ultimately make us feel less-than. If someone you follow makes you feel as if you are not measuring up, then why are you even following them? Take action steps now and delete, unfollow or silence those people so that you no longer see their content unless you choose to actively seek it out.

8. Do this on all of your accounts, one by one.


Repeat steps 5-7  on all of your social media accounts, one by one. I know it may be a hassle and take you a long time but that’s why I recommend taking a whole day to do this kind of clearing out for each social media account. I know it can take a while. In fact, it takes hours. Many, many hours. Make sure that you clear your schedule or do this on a day when you don’t have much else going on. My recommendation is to put on a favorite movie trilogy (Hunger Games, anyone?) and start your social media detox ASAP.

9. Next, go through the people that follow YOU and note if any of them make you feel uncomfortable.


Just as you want to make sure that you are not following anyone that makes you feel icky, you’ll want to make sure that the same can be said for the people that follow you. Although you don’t always have tons of control over this, sometimes you do. You can block people or delete them from your page. You know there’s at least a couple people that come to mind immediately when you think of doing this. For me, it’s usually some dude that not-so-subtly tries to hit on me on various social media channels. This is creepy and weird and, yes, you better believe I deleted that guy.

10. Figure out WHY you like to use social media.


A bit part of a social media detox or cleanse is going back to the basics and figuring out why exactly it is that you like to use social media. This can be a much more complicated question than we often give it credit for. Are you using it to keep up with old friends? To see what the family is up? All of that is good. But what else? What are you getting out of social media that you might not be getting out of your real life? What are you getting out of social media that you can’t get out of a catch-up phone call or texting more often with your college bestie? Examine these reasons and figure out whether social media is ultimately really adding to your life in a positive way.

11. But also journal about whether it’s causing you any mental anguish.


Look, I’ll be honest: Social media can be great and wonderful but it can also be tricky and problematic. There are people that you might be following or that follow you who aren’t the best for your mental health (though, hopefully, you would have deleted them by now as outlined in the steps above!). When you are thinking about what social media truly brings to your life, you need to also think about whether it is causing you any real issues. Is it making your anxiety worse? Is it making you depressed? Is it making you feel as if you are not enough? I find it really helpful to journal about these feelings in order to get to the bottom of them so that they can help you evaluate whether social media is doing more harm than good in your life.

12. Decide if you need to do a social media break, too.


After you’ve gone through and figured out what the positives and negatives of social media in your life, you are now more equipped to figure out if you need an actual break. I like to think of a social media detox as the steps above, where you clear yourself of people you shouldn’t be following and figure out whether it’s really adding to your life, but sometimes you need to go a step further and take an actual social media break. Is this something that you feel you might want to do? A good way to try it might be to delete some more social media apps off your phone and only access them when you are on the computer. Another idea might be to dedicate a week (or even a month!) to not checking ANY social media channels and see if that improves your life in whatever way you need it to improve right now.

13. Tell your friends.


Here’s where you can expand your social media detox beyond just yourself. It’s important to tell your friends about what you are going through and your reasons for cutting back on social media, deleting certain accounts or just taking a week-long break. Why? For one, some of your friends may be able to relate or tell you stories of their own social media breaks. Other friends might learn a thing or two, so you may inspire them. And ultimately, you probably WANT to keep in touch with them, right? So tell them about your social media detox in an effort to talk to them more offline and less on Facebook messenger.

14. Take the time to discover new interests or reconnect with old ones.


Here’s where a social media detox can really help you in a big way: Since you are spending less time online and with your phone, you should, in theory, have time to devote to other things. Is there a business idea you’ve always wanted to try? Or is there an old interest that you’ve meant to go back to for years and just haven’t had the time? Whatever it is, I bet you can think of at least two or three things that you don’t currently “have time for” because you likely spend more on social media than you’d like to admit. Well, thanks to your social media detox, you should be able to have more time for hobbies outside of the online world.

15. Plan to be more present in the moment.


One of the best parts of having less social media in your life is that you can now devote more time to just being in the moment. Yes, that partially includes hobbies (see above) and time with friends (also see above) but that can also mean a lot of other things. For instance, do you find yourself reaching for your phone every time you Netflix and chill? Or are you mindlessly scrolling through Instagram while having dinner? All of these things are taking you out of enjoying the movie or enjoying the simple pleasures of eating a nice dinner. So, stop it. Now that you have less social media to focus on, you can focus on the things that really matter.

16. If you aren’t taking a break, then plan to put your phone down at a certain time.


Even if you aren’t taking a social media break for a week, you can still cut back on your social media use. Not only will you likely automatically cut back on social media when you follow the steps above to reduce the number of people you follow but you can also take steps to be more mindful of social media consumption. For instance, are you checking your phone while out to dinner with a friend or during movie previews? That would be a good time to put your phone down. One of the best things I started doing after my husband and I met is that we both started putting our phones down when we started dinner. Once dinner is on the table, our phones are gone and they do not reappear again until we are going to bed. Why is this such a great idea? Well, for me, it gives me some much-needed time with my partner and several hours when I am thinking about nothing else but my own happiness… And not checking my email or Instagram obsessively like I used to.

17. Leave your phone at home next time you do something outside.


Here’s a novel idea: Try leaving your house without your phone at your side. I know what you’re going to say: But that’s impossible! Is it, though? If you are going somewhere that you know how to get to, do you really need your phone for directions? If you are meeting up with a friend, do you really need your phone at your side to tell your bestie that you’ll be 5 minutes late? Honestly, she probably won’t even notice. Try it. Within reason, of course, but it IS possible to leave the house without your phone and the ability to check social media 24/7. Trust me, you might even like it.

18. Stop and think: Am I just #DoingItForTheGram?


Are you just doing it for the likes on Instagram, or whatever your preferred social media outlet is? It’s okay. We have all fallen into this trap of stopping and doing something (or not doing something) because of how it will appear on our social media channels. Even if you are mostly following friends and keeping your social media private, you’re still projecting some sort of image on social media. And while the basic concept of that is okay, what you shouldn’t be doing is investing your valuable time and, even worse, money into projecting an image that isn’t you. This is where the #doingitforthegram hashtag comes in and, if you find that you are doing more of that than not, then you might want to evaluate why.

19. Call your friend.


Did you see something on Facebook and immediately want to tell your bestie about it, so you went to go send it to her on FB messenger…. Only to realize that you’ve made a commitment to do less social media in 2019, and now what? Well, here’s an idea: Call her! Every time that you see something on social media that reminds you of a loved one, reach out to them. Don’t smile and think, “oh man, Johanna would love that.” Instead, send it to her and give her a call to talk about it. Don’t wait. Reconnecting with the people you truly care about is one of the reasons you’re doing a social media cleanse in the first place, isn’t it?

20. STOP with the comparing.


Comparing yourself to others on social media is the number one reason why a lot of us want a social media detox and a reason why a lot of really NEED to take a social media break. It’s easy to compare yourself to the perfect lives that everyone projects on social media. But that’s the thing about it: You’re looking at that person’s highlight real. Most of us don’t post photos on social media where we look scruffy or our hair is unwashed or we’ve been crying or dealing with family drama. Most of us keep quiet about those moments, continuing to post gorgeous photos of our latest travel adventures or favorite dish that we are or cooked. But that’s not reality, and you need to keep that in mind. Don’t compare your real life to someone else’s highlights. It will get you nowhere fast, which is why I highly recommend that you don’t follow the people that make you particularly feel bad when comparing yourself to them. 

21. Trade your FOMO in for JOMO.


It seems as if everyone experiences FOMO, the fear of missing out, these days and a lot of that is because of social media. You know it and I know it. It’s almost impossible to look at social media and not feel a sense of jealousy or wonder over what someone you know or follow is doing… and wish that you were doing the same thing. My main culprit? Travel. Some of my friends get to travel a lot more than I do and I can’t help but feel jealous of that, I admit. But you know what you can embrace instead? JOMO. That stands for the JOY of missing out. Sometimes, you need to remind yourself that there are a lot of great things about missing out, including having more money in the bank account and better mental health. So focus on those things first, embrace JOMO and let go of FOMO.

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