The holidays are a wonderful time of year, from the music to the outfits to the food. The one thing that isn’t wonderful, though, is our collective money spending. It’s pretty predictable, year after year: We completely forget to save for Christmas and then, a month before December, we freak out because we aren’t really sure how we will afford all the extravagance of the holidays. From the gifts for family and friends to the hostess gifts for all those parties you plan to attend to Christmas cards for your distant relatives and ex-coworkers, it can all add up. Thankfully, there IS a way to budget for the holidays without going broke (or going crazy!).
Thanks to these 20 tips (especially #1 and DEFINITELY #20), you can go into the holidays resting assured that you won’t go broke for once. Although some of these tips might serve you better if you haven’t done all of your shopping yet this year there’s a lot we can all learn about budgeting for the holidays… and not going broke while still enjoying the Christmas season.